via GRAPHIC PLUS | MANILA, Philippines — Filinvest Land, Inc. (FLI) has introduced the Kaya-Sulit RFO Promo, a program designed to lower the cost and simplify the process of buying ready-for-occupancy homes.
Developed in partnership with EastWest Bank (EWB) and the Bank of the Philippine Islands (BPI), the offering features 5% down payment, up to 95% bank financing, waived bank fees, faster loan approvals, and project discounts, helping more Filipino families secure a home with greater ease and financial flexibility.
By simplifying both the purchase and loan processes, the program addresses the most common barriers faced by today’s buyers—from high entry requirements and unpredictable payments to hidden fees and long waiting periods. Through its integrated approach, Kaya-Sulit empowers more Filipinos to take confident steps toward owning a home.
MAS MURA – Lower Entry Through Lower Reservation Fees and Bigger Upfront Savings
Under the program, buyers begin with a low and fixed reservation fee, allowing them to secure their chosen ready-for-occupancy unit with minimal initial cash-out. This low-entry structure is further strengthened by project-specific discounts of up to 35%, applied directly to the total list price. With clear price-before-and-after comparisons, buyers can immediately see their savings, helping them make faster and more confident purchase decisions.
MAS MAGAAN – Simplified 5% Down Payment and 95% Bank Financing
The promo is anchored on a streamlined 5% down payment and 95% bank financing structure, making monthly obligations lighter and more predictable. Buyers may settle the down payment through flexible options—either via spot cash or installment over up to 12 months, with select projects offering early move-in advantages. At the same time, loan evaluation is processed through partner banks, enabling parallel assessment and faster approval.
Through its banking partnerships, buyers benefit from faster loan processing and take-out, priority endorsement lanes, and guaranteed fixed interest rates of up to five years—allowing them to move forward efficiently, reduce waiting time, and gain early clarity on their financing capacity. Qualified applicants may receive pre-qualification results within three to seven working days, enabling them to quickly assess their loan eligibility and proceed with confidence. Dedicated relationship managers further guide buyers throughout the approval process, ensuring a smoother and more supportive financing journey.
MAS TIPID – Maximum Value Through Discounts and Waived Fees
Beyond lower entry and lighter payments, the program delivers strong long-term value through substantial cost savings. Discounts of up to 35%, combined with additional incentives for spot cash payments, allow buyers to maximize value upfront. Zero bank fees and reduced incidental charges help minimize surprise expenses later in the process. Select turnover and processing fees are also excluded from total contract price computations and assessed separately, making overall move-in costs more transparent.
Participating Projects: Strong Value Across Homes, Condominiums, and Lots
Under the Kaya-Sulit RFO Promo, buyers can choose from select condominium, house-and-lot, and lot-only projects—each offering substantial savings, low entry costs, and manageable monthly payments.
Projects such as Verde Spatial in Quezon City and Studio City in Muntinlupa offer two-bedroom units designed for professionals and growing families. These developments feature long-term bank financing for up to 30 years.
For buyers seeking standalone homes, Sandia Homes in Batangas and Ventura Real in Batangas provide affordable house-and-lot option under the promo. With discounts of up to 15% and flexible down payment terms payable over eight months, buyers can secure a home with reservation fees and monthly down payments starting at around ₱9,000.
Lot-only projects such as Ventura and East Bay cater to buyers planning to build their homes in the future. These communities offer discounts of up to 30%, with five percent down payment spread over eight to ten months, and financing terms of up to 20 years.
A Nationwide Selection Designed for Every Stage of Homeownership
From first-time buyers and young professionals securing their first condominium, to growing families moving into house-and-lot communities, and long-term planners investing in residential lots, the Kaya-Sulit RFO Promo offers options that support every stage of the homeownership journey.
Available for a limited time and applicable to select ready-for-occupancy projects, the Kaya-Sulit RFO Promo is subject to standard terms, conditions, and bank approval.
With Kaya-Sulit, Filinvest Land reaffirms its long-standing commitment to helping Filipino families secure not just a home, but a foundation for a better future. By removing financial barriers and simplifying the path to ownership, the company continues to transform long-held aspirations into real opportunities—empowering more Filipinos to finally move in, move forward, and build the life they have always dreamed of.
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