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Rosa May M. Bayuga

Rosa May M. Bayuga writes for a living and for the love of writing. She has won the Palanca awards and the National Commission on the Arts and Culture Writer’s Prize for her fiction. She explores the “dark side,” whenever she can. She cares for cats and roses, talks to long dead and dying stars, and writes when her spirit compels her to do so.

Ninay and the Spirits

The summer Ninay turned ten, her elder sister told her that she should learn to help around the house. Housework should be done the...

THE EXILE

It was Christmas break. Susie and I had all the time to do whatever we wanted to do. The one thing we had long wished for, since her uncle told us the man’s story, was to see the bearded exile who lived in the house across our homes. The front of the exile’s house faced our front door. Its back side faced Susie’s huge window in their house along the bay.

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Inside Skyro’s credit decisioning: Why more data is not always better

VIA GRAPHIC PLUS — In digital lending, faster decisions are increasingly expected. But speed alone does not make a credit model better. According to the Bangko Sentral ng Pilipinas’ 2025 Consumer Finance and Inclusion Survey, 31% of Filipino borrowers cite fast loan processing and approval as their top...

German firms explore security and defense  partnerships in the Philippines 

VIA GRAPHIC PLUS | MANILA, Philippines – The German-Philippine Chamber of Commerce and Industry (GPCCI), in cooperation with The Defense Expo PHL and Stratbase, hosted the German-Philippine Security  Conference at Makati Diamond Residences on 6 October 2026.  The conference is part of a German business mission that aims to...

Argus Aspiras, Kelsey Lasam and Jollibee leads new Jolly Spaghetti TikTok dance challenge 

VIA GRAPHIC PLUS — Jollibee Philippines is turning up the fun on TikTok with the launch of the #JollySpaghettiDanceChallenge, inviting Filipinos of all ages to dance, have fun, and celebrate the sweet-sarap saya (sweet, delicious joy) of the country’s beloved Jolly Spaghetti.  Led by It’s Showtime kids Argus...