Via GRAPHIC PLUS | MANILA, Philippines — Manulife Philippines and Manulife China Bank Life (MCBL) today announced the launch of Manulife GoalReady for Health, an investment-linked savings plan with comprehensive critical illness and life insurance coverage.
GoalReady for Health combines investment-linked savings with critical illness and life protection—helping customers build their funds while protecting their goals if a serious illness strikes. Designed for Filipinos who want to stay on track with their long-term goals, it helps manage the potential financial disruption caused by health setbacks.
As more Filipinos plan for longer lives, staying on track with their life goals increasingly means being prepared for rising healthcare costs, prolonged illness, and the financial strain health setbacks can place on families. The plan addresses the growing gap in financial preparedness for health emergencies among Filipinos. The recent Manulife Asia Care Study revealed that about four in five Filipinos believe their financial wellbeing has great impact on their health span (both physical and mental) and lifespan.
The financial stakes are steep: A study on the economic impact of cancer in the Philippines found that Filipino patients spend an average of ₱181,789 out-of-pocket within the first year of diagnosis, highlighting the significant financial burden of treatment. Yet Filipinos remain financially underprepared for these possibilities. According tolatest data from the Philippine Statistics Authority, Filipinos’ household out-of-pocket for medical expenses stood at 42.7%, while a recent Manulife study found that 33% of Filipinos feel they have insufficient insurance coverage.
GoalReady for Health enables customers to build a dedicated pool of savings for future health needs through professionally managed, investment-linked fund options designed to support long-term goals. At the same time, it provides built-in critical illness protection, helping customers stay on track with their plans even when a serious health event occurs.
“Many Filipinos work hard to build toward their goals, but a serious illness can quickly turn years of progress into an unexpected financial burden. Manulife GoalReady for Health brings together critical illness protection and investment-linked savings for future health needs, helping customers stay financially prepared while protecting what they’ve worked hard to build,” said Rahul Hora, President and Chief Executive Officer, Manulife Philippines.
“With Manulife GoalReady for Health, we want Filipinos to move forward with confidence, knowing that a health shock need not become a financial setback—so they can focus on recovery while keeping their savings and life goals on track, and live better for longer,” Hora added.
About Manulife GoalReady for Health
GoalReady for Health provides coverage up to age 75 and offers protection for critical illnesses across life stages, including child critical illness, early-stage critical illness, and advanced-stage critical illness. It covers 112 conditions from early to advanced stages, including cancers, heart disease, and stroke. According to the Philippine Institute for Development Studies, breast and lung cancer cases in the Philippines are projected to rise until 2040. Additionally, hypertension affects more than a third of the adult population, as per the Philippine Heart Association.
GoalReady for Health helps individuals build savings for future health needs through diversified investment options. It offers access to a wide range of high-performing global and local funds, designed to align with different financial goals and risk appetites. These expertly managed funds are structured to help maximize long-term growth potential.
“At Manulife China Bank Life (MCBL), we’re focused on making protection and long-term saving easier to start and sustain for more Filipinos. Through our partnership with Chinabank, GoalReady for Health makes it more accessible for customers to prepare for the financial impact of serious illness while keeping their long-term savings goals on track, enabling them to build healthier, more financially secure futures,” said Amy Gochuico, President and Chief Executive Officer, Manulife China Bank Life. Manulife GoalReady for Health is now available through Manulife financial advisors and MCBL financial sales associates in Chinabank and China Bank Savings branches nationwide.
 today announced the launch of Manulife GoalReady for Health, an investment-linked savings plan with comprehensive critical illness and life insurance coverage.){kind=link}