As part of its commitment to make digital banking more accessible to Filipinos, the Bank of the Philippine Islands (BPI), through its digital wallet VYBE, has partnered with Pay&Go to allow users to cash in for free at over 3,000 kiosks nationwide.
The partnership supports BPI’s broader vision of advancing digital inclusion. Through VYBE, Filipinos—even those without a bank account—can easily sign up and begin their digital financial journey.
“True digital transformation means extending real value to the underserved. Our partnership with Pay&Go brings us closer to communities. By making it easier — and free — to cash in to VYBE, we’re helping more Filipinos participate in the digital economy,” said Alex Seminiano, Chief Technology Officer, BPI.
BPI’s drive for digital inclusion comes at a pivotal moment, as many Filipinos still face barriers to accessing financial services. With challenges such as limited reach, documentary requirements, and trust issues, many remain outside the formal banking system. VYBE aims to change that—empowering more Filipinos to take the first step in their digital financial journey and experience the benefits of secure, convenient, and inclusive banking. Even without a BPI bank account, VYBE users can enjoy the following features:
- Send and receive money
- Pay bills and buy load
- Earn reward points for eligible transactions
With Pay&Go’s nationwide footprint, even users in remote or underbanked areas can now cash in to their VYBE wallets more conveniently — with no transaction fees.
Whether you’re a student, gig worker, or small business owner, VYBE offers a fast and easy way to go cashless, backed by the security and trust of one of the country’s most established banks.
“Digital banking must serve not only the tech-savvy but also the overlooked. As we expand VYBE’s access through Pay&Go, we are building a more inclusive financial landscape where every Filipino has the tools to move forward,” said Eric Faustino, Head of Digital Partnerships and Ecosystems, BPI.
For more information about VYBE and the Pay&Go cash-in partnership, visit bpi.com.ph/vybe
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