A story of how Home Credit supports customers beyond credit, helping them build confidence, achieve goals, and create a brighter future.
VIA GRAPHIC PLUS | Taguig City, Philippines – For content creator and influencer Christy Tabanyag, better known to her followers as Miss Deliciousness, success was built through years of work, sacrifice, and responsible financial choices. Behind the colorful content and Disney Princess-inspired persona is a story of resilience, one shaped by determination and supported by Home Credit as a trusted financial partner through some of life’s most challenging moments.
A long-time Home Credit customer, Christy Tabanyag began her journey years before becoming a social media personality. Before content creation, she worked as a call center agent and served as one of her family’s primary breadwinners. Like many Filipinos, she had to balance personal goals with family responsibilities, often leaving little room for unexpected expenses. The situation became even more difficult during the COVID-19 pandemic when both her father and grandmother were hospitalized at the same time.
As medical expenses grew, Christy turned to Home Credit for a Cash Loan, a financial solution made available through her long-standing relationship with the company and her track record of being a responsible payer.
Building a Strong Credit Foundation
Christy’s journey with Home Credit began in 2017, when she financed her first smartphone. In an unfortunate twist, the phone was lost just two days after purchase. Despite the setback, she remained committed to paying for her installments on time. That decision proved valuable years later, during the pandemic, when the approval for her cash loan came swiftly during a medical emergency because of her good borrowing history with Home Credit. “The funds were credited almost immediately, and I was able to use them for my father’s and grandmother’s hospital expenses. “she said.
Turning Credit into Opportunity
After successfully repaying her emergency cash loan, Christy continued to use Home Credit responsibly. This time, she applied for another loan to support the next stage of her life: her first iPhone.
“I bought my dream phone, an iPhone XR, as I began my content creation journey in 2020” she said. “It was the first iPhone I ever owned and it became an integral part of my journey as Miss Deliciousness. The support that I received from Home Credit gave me the confidence to feel financially secure while responsibly managing my loans”
The device helped her produce content that eventually contributed to the growth of her online presence and personal brand.
Responsible Borrowing Opens Doors
Beyond access to financing, Christy’s experience also reflects how flexible services and responsible credit habits can work together. For customers managing everyday needs and bigger life moments. Home Credit’s products and services are designed to provide practical support while encouraging disciplined repayment and long-term financial confidence.
Today, despite achieving greater financial stability, Christy continues to maintain an active credit record. She believes that developing good financial habits today can help create more opportunities in the future.
“If you’re planning to apply for bigger loans someday, lenders often look at your credit history,” she said. “That’s why maintaining a good credit record is something I really value.”
“At Home Credit, we are committed to helping Filipinos not only address their immediate needs but also build pathways to their future aspirations through accessible and flexible financial solutions, and responsible credit management. Christy’s experience shows how responsible use of Home Credit products and services can help customers establish a positive financial track record while working toward their long-term goals.” said Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines.
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