The partnership combines PayJoy’s financing platform with Kservico’s retail network to make smartphone ownership more accessible for Filipinos.
VIA GRAPHIC PLUS | MANILA, Philippines — As smartphones become increasingly essential for work, education, entrepreneurship, and everyday life, PayJoy Philippines and Kservico have entered into a Commercial partnership to make smartphone ownership more accessible for Filipinos.
The partnership brings together PayJoy’s technology-enabled financing platform and Kservico’s trusted retail network, giving customers at participating Kservico stores another accessible way to acquire eligible smartphones. Both companies share a commitment to expanding access to smartphones and empowering more Filipinos to participate in today’s increasingly digital economy.
“When we looked at Kservico, we didn’t just see one of the country’s largest retail networks. We saw a company that has spent more than five decades putting quality products within reach of ordinary Filipino families,” said Joseph Lim, Country Manager of PayJoy Philippines. “That mission closely aligns with PayJoy’s commitment to helping hardworking Filipinos access the products, tools, and financing they need to build better lives. Together, we hope to create even more opportunities for communities across the country.”
Today, smartphones have become more than just communication devices—they are essential tools that help Filipinos navigate everyday life. A smartphone has become an enabler of opportunity, empowering people to apply for jobs, attend online classes, run small businesses, access digital financial services, and stay connected with family and loved ones in an increasingly digital world.
As more aspects of daily life move online, access to reliable technology has become increasingly important. By expanding pathways to smartphone ownership, PayJoy and Kservico aim to help more Filipinos access the tools they need to participate in today’s digital economy.
Customers purchasing eligible smartphones at participating Kservico branches may apply for PayJoy financing as part of their in-store purchase journey, providing another accessible payment option for consumers. Whether for work, education, entrepreneurship, or staying connected with loved ones, the collaboration is designed to help more Filipinos own the technology they need to support their everyday lives.
“This partnership has been two years in the making, and we’re excited to finally make it a reality,” said Grace Balingit, President of Kservico. “Together with PayJoy, we hope to help more Filipinos access the dream smartphones they need while reaching even more communities in far-flung areas through accessible financing options.”
Physical retail continues to play an important role in expanding digital and financial inclusion in the Philippines. Looking ahead, PayJoy and Kservico aim to make smartphone ownership more accessible by combining PayJoy’s seamless financing experience with Kservico’s trusted retail network. With Kservico’s nearly 170 branches across Metro Manila and Luzon, more Filipinos can conveniently access the technology they need to learn, work, grow their business, and stay connected.
“Digital inclusion requires more than connectivity. People also need access to the devices that allow them to participate,” added Lim. “Strong retail partnerships help us bring that access closer to customers. Ultimately, our goal is to use technology to create a pathway for more people to participate in the digital and financial economy.”
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