via GRAPHIC PLUS — We’ve all been there: standing at the checkout counter, seeing that familiar blue card, being asked by the cashier if you have a SMAC—and wondering, “Is it really worth it?” or telling yourself you should really get one, but forgetting to apply for one.

If you’ve been treating your mall runs as just another chore on your to-do list, it’s time for a lifestyle upgrade.

In the world of modern shopping, a rewards card is an absolute must-have—simply because it’s a ticket to a more rewarding life. Here’s why getting a SMAC (and downloading the SMAC&SHOP app!) is the smartest move you’ll make this week:

1. Points as Good as Cash

Let’s talk numbers. With SMAC, every point you earn is equal to one peso (1 SMAC Point = 1 Peso), which means you’re basically getting your cash back with each purchase. The best part is you can use those SMAC points to pay for your next purchase. It’s essentially free money just for doing what you already do.

1. A World of Partners: From Utilities to Theme Parks

Whether you’re grabbing groceries at SM Markets, updating your wardrobe at SM Store, SM Fashion, or Levi’s, sprucing up your living space with upgrades from Our Home, or picking up essentials at Alfamart, those SMAC Points add up fast. You can also use it to get fun toys for your kids at Toy Kingdom, or get baby must-haves at Baby Company.

Of course, the magic extends far beyond the aisles of SM. You can earn points while fueling up at Shell stations, booking a stay at partners like SM Hotels, or even claiming remittances through BDO Remit.

Planning a trip or paying bills? You can directly earn SMAC points with Trip.com, convert your points with PAL Mabuhay Miles (hotline and website), AirAsia Rewards (mobile app), or even convert Globe Rewards and PLDT Home Rewards to vouchers. And for the weekend adventurers, your card unlocks exclusive rates and free games at SkyRanch, SM Skating, SM Bowling, and SM by the Bay Amusement Park. It’s a 360-degree lifestyle ecosystem that rewards you for simply living your life.

BDO credit card holders can also earn SMAC points by converting their BDO Rewards points. This gives you more ways to access all the wonderful perks from SMAC partners.

1. The VIP Treatment

Love a good sale? SMAC members get exclusive discounts during the SM Store’s 3 Day Sale. And if you’re a power shopper, hitting a P200,000 annual spend upgrades you to SMAC Prestige, unlocking a world of VIP benefits: priority checkout lanes, priority fitting rooms, free gift wrapping services, and access to the coveted SM Prestige Lounge with free complimentary drinks—the perfect way to relax in between shopping hauls.

• All the SMAC Benefits in the Palm of Your Hand

In a rush and forgot your wallet? No problem. The SMAC&SHOP app is your digital shopping companion. 

You can start with a SMAC Start for FREE right on the app. It allows you to shop for everything you need online and earn points every time you check out, track your points in real-time, view app-exclusive vouchers, and use a QR code to earn and pay at the counter. It even keeps you in the loop for the latest deals, so you never miss a chance to save.

Ready to make every peso count? Simply download the SMAC&SHOP app and get your FREE SMAC Start. It’s the easiest way to get started on earning and paying with points at your favorite SM Retail stores.