VIA GRAPHIC PLUS — Pag-IBIG Fund has released ₱5.82 billion under its Special Assistance for Financial Emergencies (SAFE) Loan as of July 22, providing aid to 803,769 members in less than six weeks since the program started on June 10.
The SAFE Loan forms part of Pag-IBIG Fund’s continuing efforts to heed the call of President Ferdinand R. Marcos Jr. to deliver responsive government services by providing Filipino workers with ready and affordable assistance amid financial challenges caused by the continuing tensions in the Middle East.
“President Marcos has called on government agencies to make services more responsive to the needs of Filipino workers. In line with this call, Pag-IBIG Fund is providing ready and affordable financial assistance through the SAFE Loan, especially as the continuing tensions in the Middle East create financial challenges that are being felt by our members and their families. We want our members to know that they can turn to Pag-IBIG Fund for support as they meet their needs and care for their families during this time,” said Secretary Jose Ramon P. Aliling, who heads the Department of Human Settlements and Urban Development and chairs the Pag-IBIG Fund Board of Trustees.
Under the Pag-IBIG SAFE Loan, active Pag-IBIG Fund members with at least 12 monthly savings may borrow up to ₱10,000 or up to 90 percent of their total Pag-IBIG Regular Savings, whichever is lower. To qualify, members must also not be in default on any existing Pag-IBIG loan. The loan carries a low interest rate of 5.95 percent per annum, is payable in 12, 24 or 36 months, and comes with a three-month grace period before the start of monthly payments to provide members with added financial relief as they address their immediate needs.
Members may apply online through Virtual Pag-IBIG by accomplishing the SAFE Loan application and uploading a photo of one valid ID, as well as a selfie photo while holding the same ID. They may also apply at any Pag-IBIG Fund branch nationwide. Loan proceeds are credited directly to the member’s Pag-IBIG Loyalty Card Plus or Land Bank Cash Card.
Meanwhile, Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said the strong availment of the SAFE Loan reflects Pag-IBIG Fund’s continuing commitment to help members meet their immediate financial needs.
She said the SAFE Loan comes at a time when Pag-IBIG Fund is also helping members with their dream of homeownership through affordable housing loans offered at rates below market, making its programs more responsive to both the immediate and long-term needs of Filipino workers.
“Pag-IBIG Fund is here to help our members in every way we can. In support of President Marcos’ call to provide aid to Filipino workers in need, we are providing ready and affordable financial assistance through the SAFE Loan. At the same time, we continue to help members achieve homeownership through housing loans offered at rates below market,” Acosta said.
She added that members who may need further financial assistance may also apply for Pag-IBIG Fund’s Multi-Purpose Loan, provided they still have remaining loanable amount based on their Pag-IBIG Regular Savings.
“For members who still have remaining loanable amount based on their savings, our Pag-IBIG Multi-Purpose Loan remains ready to provide further assistance should they need it. This is part of our commitment to be here for our members, not only for their immediate financial needs, but also as their partner in achieving homeownership and building better lives for their families,” Acosta said.
Members who need ready and affordable financial assistance may apply for the Pag-IBIG SAFE Loan until Sept. 8, 2026.
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